LATEST MUTATIONS OF NIGERIAN INTERNET FRAUD

UNCLAS SECTION 01 OF 02 LAGOS 000696

SIPDIS

DEPT FOR CA/OCS/ACS/AF, CA/FPP

E.O. 12958: N/A
TAGS: CASC SOCI ECON NI
SUBJECT: LATEST MUTATIONS OF NIGERIAN INTERNET FRAUD


1. SUMMARY. NIGERIAN ADVANCE FEE SCAMS HAVE MUTATED CONSIDERABLY
SINCE THE DAYS WHEN AN OFFICIAL-LOOKING BUSINESS PROPOSAL ON
LETTERHEAD WOULD ARRIVE IN THE UNSUSPECTING AMERICAN'S POSTAL
MAILBOX. NIGERIAN SCAMS NO LONGER JUST BELONG TO THE REALM OF
SUPPOSEDLY LARGE SUMS OF MONEY IN NEED OF AN OVERSEAS BANK ACCOUNT
TO FACILITATE THEIR MOVEMENT. NEW STINGS SEPARATING A MARK FROM
HIS MONEY ARE EMERGING RAPIDLY. MORE RECENT SCAMS HAVE ADVANCED
FROM A DIRECT APPEAL TO SIMPLE GREED TO THE PROMISE OF LOVE OR A
MORE REWARDING PROFESSIONAL LIFE, AND NOW UTILIZE LEGITIMATE
WEBSITES LIKE EBAY, MONSTER.COM, AND MATCH.COM TO SNARE THEIR PREY.
AN OUTLINE OF THE LATEST MUTATIONS OF NIGERIAN ADVANCE FEE FRAUD,
ALSO KNOWN AS 419 SCAMS, FOLLOWS. END SUMMARY.


2. LONG-LOST INHERITANCE - A SUDDEN WINDFALL


A. THE SETUP: A LAWYER CONTACTS AN AMERICAN CITIZEN, INFORMING
HIM THAT A LONG-LOST RELATIVE HAS DIED IN NIGERIA. THE LATE
RELATIVE WAS AN OIL INDUSTRY WORKER WHO BEHIND A RATHER HEFTY
SAVINGS ACCOUNT WHICH NEEDS TO BE REPATRIATED TO THE NEXT OF KIN IN
THE STATES.


B. THE PAYOFF: SINCE THE MARK IS THE NEXT OF KIN, HE IS ENTITLED
TO THE MILLION OR SO DOLLARS THE DECEASED HAS LEFT.


C. THE CATCH: THE MARK MUST PAY THE MONEY TRANSFER FEE OF 200 USD
AND THE LAWYER'S FEE OF 500 TO 1000 USD.


D. THE LOW-DOWN: MOST OF THESE SOLICITATIONS COME THROUGH EMAIL
IN THE FORM OF LONG, DETAILED MESSAGES. ADDING CREDIBILITY TO THE
SCAM, THE CONFIDENCE ARTISTS CUSTOMIZE THE SOLICITATION, TAILORING
THE SURNAME OF THE NONEXISTENT DEAD MAN TO MATCH THAT OF THE MARK.


3. WORK PERMITS - AN OFFER YOU CAN'T REFUSE


A. THE SETUP: THE PERSONNEL DIRECTOR AT MULTINATIONAL FIRM IS
SCOUTING FOR INTREPID, HIGHLY SKILLED PEOPLE TO DO SOME DIFFICULT
BUT WELL-COMPENSATED WORK IN NIGERIA.


B. THE PAYOFF: THE EMPLOYEE STANDS TO MAKE AT LEAST 150,000 USD
FOR SIX MONTH'S WORK PLUS OVERTIME PAY, AND WILL STAY IN LUXURY
ACCOMMODATIONS FREE OF CHARGE.


C. THE CATCH: THE COMPANY REQUIRES THE PROSPECTIVE EMPLOYEE TO
PAY APPROXIMATELY 1,800 USD FOR IMMIGRATION, WORK PERMIT, AND VISA
FEES.


D. THE LOW-DOWN: CONSISTENT WITH THE OTHER NEW FORMS OF FRAUD,
THIS SCAM IS CUSTOMIZED TO THE SPECIFIC MARK. THE SCAMMER POSTS
JOB NOTICES ON LEGITIMATE INTERNET SITES, OR SUBMITS FAKE COMPANY
LISTINGS ON MONSTER OR YAHOO. WHEN THEY FIND A SUITABLE MARK, THEY
CRAFT A SOLICITATION SPECIFIC TO THE APPLICANT'S FIELD.


4. GORGEOUS PEOPLE IN TROUBLE - THE DAMSEL IN DISTRESS


A. THE SETUP: AN AMERICAN MAN MEETS AN AMERICAN WOMAN VIA AN
ONLINE DATING SERVICE. AFTER A SUCCESSFUL ONLINE COURTSHIP, THE
TWO AGREE TO SEE EACH OTHER. BEFORE THEY DO, THOUGH, SHE MUST
TRAVEL TO NIGERIA TO ATTEND TO SOME IMPORTANT PERSONAL BUSINESS.
WHILE IN NIGERIA, SHE IS MUGGED AND ROBBED OF HER BELONGINGS.


B. THE PAYOFF: IF HE IS SYMPATHETIC AND ASSISTS HER THROUGH HER
SUDDEN CRISIS, THIS COULD HELP CEMENT A PROMISING RELATIONSHIP.


C. THE CATCH: THE MANAGER AT THE HOTEL WHERE SHE WAS STAYING
SEIZED HER PASSPORT AND IS REFUSING TO ALLOW HER TO LEAVE UNTIL HER
OUTSTANDING BILL IS PAID. BECAUSE OF HER INJURIES, SHE ALSO HAS
MEDICAL BILLS. HER FINANCIAL NEEDS RANGE FROM 500 USD FOR THE
HOTEL BILL TO 2,000 USD FOR THE HOSPITAL.


D. THE LOW-DOWN: ESPECIALLY INTERESTING IN THESE CASES IS THE
ALACRITY IN WHICH THE MARKS REFER TO THE SCAMMERS AS MY FRIEND, MY
GIRLFRIEND, OR EVEN MY FIANCEE, DESPITE THE FACT THEY HAVE NEVER
MET FACE TO FACE.


E. SIMILAR TO THE OFFER YOU CAN'T REFUSE, THIS SCAM IS USUALLY
INITIATED THROUGH LEGITIMATE WEBSITES SUCH AS MATCH.COM,
CHRISTIANSINGLES.COM, AND SINGLEME.COM. WOMEN ARE VICTIMS IN ABOUT
20 PERCENT OF THE CASES. THE MARKS OFTEN REPORT THEY HAD BEEN
CORRESPONDING WITH THE LOVE INTEREST FOR SEVERAL MONTHS AND HAVE
TROUBLE BELIEVING THEY ARE BEING SCAMMED GIVEN THE AMOUNT OF TIME
AND EFFORT SPENT BY THE PERPETRATOR TO WOO THEM.


5. OVERPAYMENT REFUNDS - OOPS, CAN I HAVE MY MONEY BACK?


A. THE SETUP: AN AMERICAN CITIZEN HAS AN ITEM SELLING ON EBAY.
HE FINDS A BUYER WHO PAYS PROMPTLY BY INTERNATIONAL MONEY ORDER.
BY MISTAKE, THE PAYER SENDS TOO MUCH MONEY - THE MONEY ORDER WAS
FOR 850 USD INSTEAD OF THE ACTUAL 350 USD PRODUCT PRICE. THE BUYER
REQUESTS THAT THE SELLER REFUND THE EXCESS MONEY VIA WESTERN UNION.


B. THE PAYOFF: UNUSUAL FOR NIGERIAN SCAMS, THIS ONE DOES NOT RELY
ON A SIGNIFICANT POTENTIAL PAYOFF FOR THE VICTIM. IT SIMPLY PLAYS
ON THE VICTIM'S SENSE OF FAIRNESS AND THE DESIRE TO MAINTAIN GOOD
BUSINESS CONTACTS.


C. THE CATCH: THE SELLER ASSUMES THE MONEY ORDER IS VALID AND
IMMEDIATELY SENDS THE REFUND VIA WESTERN UNION. AFTER A FEW WEEKS
HAVE PASSED, THE SELLER IS INFORMED BY THE BANK THAT THE MONEY
ORDER WAS A FORGERY. THE BANK MUST THEREFORE DEDUCT THE AMOUNT OF
THE MONEY ORDER FROM THE SELLER'S ACCOUNT. THE SELLER, THEREFORE,
IS NOT ONLY SCAMMED OUT OF THE GOODS, BUT ALSO THE 500 USD SENT AS
A REFUND.


D. THE LOW-DOWN: MANY SELLERS HAVE THE MISTAKEN ASSUMPTION THAT
BECAUSE MONEY ORDERS ARE BOUGHT WITH CASH, THEY DO NOT HAVE TO WAIT
FOR THEM TO CLEAR LIKE PERSONAL CHECKS. IT HARDLY OCCURS TO THE
MARK THE MONEY ORDER ITSELF COULD BE FAKE.

E. A VARIANT ON THIS THEME INVOLVES ONLINE ROOMMATE SERVICES SUCH
AS ROOMMATES.COM AND MONSTERMOVING.COM. THE PAYMENT IS MEANT AS
THE DEPOSIT FOR RENTING A ROOM. THE SCAMMER USUALLY CLAIMS TO BE A
STUDENT WHO URGENTLY NEEDS THE EXCESS MONEY REFUNDED SO HE CAN USE
IT FOR PAYING SCHOOL FEES, TRANSPORTATION, AND VISAS.

6. GORGEOUS PEOPLE IN TROUBLE II - BUREAUCRAT MEANIES


A. THE SETUP: AN AMERICAN MEETS AN ATTRACTIVE POTENTIAL PARTNER
FROM NIGERIA ON THE INTERNET. AS THEY GET TO KNOW EACH OTHER
THROUGH EMAILS AND INSTANT MESSAGING, THEY DISCOVER THEY MAKE AN
IDEAL COUPLE. SHE EVENTUALLY OFFERS TO VISIT HIM IN THE UNITED
STATES.


B. THE PAYOFF: AFTER HAVING LOOKED FOR LOVE FOR SO LONG, THE MAN
IS HAPPY TO HAVE SOMEONE SO EAGER TO MEET HIM.


C. THE CATCH: THE UNFORTUNATE TRAVELER ENDS UP HAVING SERIOUS
PROBLEMS ON HER WAY TO AMERICA. AFTER HER AMERICAN BOYFRIEND PAID
HER VISA FEES AND CONTRIBUTED SEVERAL HUNDRED DOLLARS TOWARDS HER
PLANE TICKET, SHE DISCOVERS THAT THE NIGERIAN GOVERNMENT REQUIRES
THAT ITS OUTGOING CITIZENS PROVE POSSESSION OF SUFFICIENT FUNDS FOR
TRAVEL. THIS MEANS THAT SHE MUST OBTAIN 1,000 USD BEFORE SHE CAN
DEPART NIGERIA.


D. WHEN SHE FINALLY OBTAINS SUFFICIENT FUNDS - THANKS TO THE
BOYFRIEND - SHE IS DETAINED DURING HER STOPOVER AT HEATHROW. THE
BRITISH IMMIGRATION AUTHORITIES BELIEVE HER VISA TO BE FAKE. NOW
SHE NEEDS TO PAY A FINE BEFORE SHE CAN PROCEED TO AMERICA.


E. THE LOW-DOWN: IN ALL, THE GENEROUS BUT LOVELORN AMCIT CAN LOSE
ANY OR ALL OF THE FOLLOWING: 200 USD FOR VISA FEES, 800 USD FOR
SUPPLEMENTING THE PLANE TICKET, 1,000 USD TO SUPPLY THE TRAVEL
FUNDS, AND 500 USD FOR THE HEATHROW OFFICIALS. THE MARK USUALLY
DOESN'T FALL FOR ALL OF THE EXPENSES - HE OFTEN REALIZES HE IS
BEING SCAMMED AFTER THE FIRST TWO OR THREE APPEALS FOR MONEY.

COMMENT.


7. THE LAGOS AMERICAN CITIZEN SERVICES SECTION RECEIVES AT LEAST
THIRTY EMAIL ENQUIRIES AND MANY AFTER-HOURS DUTY PHONE CALLS A WEEK
FROM AMERICAN CITIZENS IN VARIOUS STAGES OF BEING DEFRAUDED. THE
HIGH VOLUME OF NEARLY IDENTICAL EMAILS COMING TO THE CONSULATE
PROMPTED THE LAGOS ACS SECTION TO DEVELOP A SOFTWARE PROGRAM THAT
AUTOMATICALLY RESPONDS TO INCOMING QUERIES BASED ON SCAM TYPE. A
MORE DETAILED REPORT WITH APPENDICES AND GRAPHICS IS BEING
FORWARDED TO CA/FPP.

MINIMIZE CONSIDERED.
BROWNE


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